If you really consider it, you will find an extraordinary number of life's situations which are inherently risky. Nearly everything a person does is some type of gambling. Even with such mundane act of getting up and going to work, increases one's prospects of being killed in a transportation accident. In face of today and everything you know about investing, whether it is in business, an asset class (stocks, bonds, real estate, toto macau 4d cash and commodities), or index fund, even in its most basic element, it is nothing more than "betting" that someday tomorrow will probably be better with pleasant expected returns on investment; or perhaps not. There is only one big risk you should avoid and that's the risk of doing nothing and not taking your chance.

Come to look-at it in face value, investing in any money market really is, legalized gambling, per se.