If you really think about it, you'll find an amazing number of life's situations that are inherently risky. Nearly everything someone does is some form of gambling. Even with such mundane act of getting up and going to work, increases one's prospects of being killed in a transportation accident. In face of today and everything you know about investing, be it in business, an asset class (stocks, bonds, real-estate, cash and commodities), or toto macau index fund, even in its most basic element, it really is nothing but "betting" that someday tomorrow will probably be better with pleasant expected returns on investment; or perhaps not. There is just one big risk you should avoid and that is the risk of doing nothing and not taking your chance.

Come to look at it in face value, investing in almost any money market really is, legalized gambling, per se.