If you really think about it, you will find an amazing number of life's situations that will be inherently risky. Nearly everything a person does is some type of gambling. Even with such mundane act of getting up and going to work, increases one's prospects of being killed in a transportation accident. In face of today and everything you know about investing, whether it is in business, an asset class (stocks, bonds, real-estate, cash and commodities), or index fund, even in its most basic element, it is nothing but "betting" that someday tomorrow will probably be better with pleasant expected returns on investment; or perhaps not. There is only one big risk you should avoid and that's the risk of doing nothing and not taking your chance.

Come to look at it in face value, investing in any money market really is, legalized gambling, togel online per se.