If you really consider it, you will discover an extraordinary number of life's situations that can be inherently risky. Nearly everything someone does is some type of gambling. Even with such mundane act of getting up and going to work, increases one's prospects of being killed in a transportation accident. In face of today and everything you know about investing, whether it be in business, an asset class (stocks, bonds, real estate, lottery online; pop over here, cash and commodities), or index fund, even in its most basic element, it's nothing but "betting" that someday tomorrow will probably be better with pleasant expected returns on investment; or even not. There is only one big risk you should avoid and that is the risk of doing nothing and not taking your chance.

Come to look at it in face value, investing in any money market really is, legalized gambling, per se.